If a fee waiver is granted, the online class is not available.ĭisclosure Statement for Housing Counseling Services (August 2015) This document states what personal information is gathered by our agency and for what purposes it is used.Ĭlient Financial Worksheet ( Excel & Adobe): For Bankruptcy Clients These worksheets can help you prepare ahead of time for telephone counselingīankruptcy Fee Waiver Request: Clients filing Bankruptcy who fall within certain income guidelines may need to request a fee waiver.
Privacy Notice: Protecting your private information is a major priority at CCCS. Statement of Predischarge: Read basic information and disclosures about pre-discharge education required for discharge through bankruptcy Statement of Prefiling Briefing: Read basic information and disclosures about pre-filing credit counseling for bankruptcy There is no charge for Military OneSource members. The Fee for this report $25.00 and comes with a review. This document states what personal information is gathered by our agency and for what purposes it is used.Ĭredit Bureau Authorization Form: This form provides written authorization for CCCS to pull a copy of your merged credit report. Privacy-Notice Protecting your private information is a major priority at CCCS. Keys to DMP: This packet gives important information on your responsibilities while you are on the Debt Management Plan and will help you make the most of your opportunity to become debt free. Statement of CounselingRead basic information and disclosures about our counseling. Planning ahead will give you time to make adjustments, rather than reacting month to month to annoying changes in income. WEEKLY Cashflow SpreadsheetIf your income varies from month to month, use this template to plan out your income and expenses so you can anticipate the months you will be short. It’s a great place to start when you don’t know how to build a budget. Insta-Budget – Average Expenses by Family Size and Income Use this spreadsheet to find out expense averages for people with your income and family size. Tracking Expenses Calendar by MonthCapture your month’s activities and analyze them to find all your budget building opportunities. Personal Cashflow Budget PlannerFor people who have an income that varies month to month a cashflow plan can help you anticipate your yearly expenses and identify the weeks and months ahead where you may fall short – giving you time to plan. No Access to Windows Programs? Try out this Master Budget Template we Found on Google Drive. My-Monthly-Budget-TemplateThis form helps organize expenses and show expense proportions in your budget. Money Management Templates in Microsoft Excel:Įmergency Savings PlanUse this form to plan and reach your emergency savings goal. Taking the Mystery out of Credit: This handout gives basic understanding of what goes into a credit score, how to dispute incorrect items on your report, accessing your free report and making improvements to your credit report. Money Tracker A tracking sheet to write where and for what money is
Take Control of Your MoneyThis printable packet walks you through planning your paychecks, organizing the dates you will pay bills, tracking spending, balancing your budget and saving for goals. It’s a great way to document your income, living expenses and the creditors you have.Ĭredit Bureau Authorization Form: This form provides written authorization to pull a copy of your merged credit report. Client Financial Worksheet ( Excel & Adobe): Use these worksheets for preparation for a counseling session, to review your own financial health or to email to a counselor.